See how affordable your homeowners insurance can be.
Homeowners insurance, also known as home insurance, is a property insurance policy that provides coverage for a private residence. A homeowners policy typically covers losses and damages to your personal residence, as well as furnishings and certain other assets within your home. Home insurance may also offer liability coverage against certain types of accidents that occur within your home or on your property. Most mortgage lenders require a homeowners insurance policy.
The GEICO Insurance Agency could help you get the affordable home insurance coverage you need. Combining your home and auto insurance policies could save you time and money. If you currently have homeowners insurance with another company, you could save more by getting a home insurance quote and switching to GEICO. Start a homeowners quote today.
Why do I need homeowners insurance?
- Home insurance protects one of your most important investments
- A homeowners insurance policy offers protection for you from accidents in your home or on your property
- Most mortgage lenders require homeowners insurance
Who should carry homeowners insurance?
- First-time home buyers
- Current homeowners
What does a homeowners insurance policy cover?
Your policy is the best place to review your coverages, but a few common items covered by homeowners insurance are:
What other risks may be covered by home insurance policy?
What isn’t covered by a typical homeowners insurance policy?
Here are some examples of things most standard home insurance policies may not cover:
- Flooding from naturally rising water
- Maintenance issues like termites and insect damage, rodents, mold, or general wear and tear
- Nuclear hazard
If you live in an area that is high-risk for any of these types of loss, you may be able to customize your policy to get the coverage you need.
Homeowners insurance discounts could save you even more.
See how affordable a homeowners insurance quote can be through the GEICO Insurance Agency. Check out the discount options available to save even more on a home insurance policy.