Does your love of cars border on obsession? Perhaps you own a piece of automotive history — a perfectly preserved 1930s dual-cowl phaeton or 1960s roadster. Maybe you spend weekends cruising the boulevard in your classic custom or hot rod. Or your taste might run to exotic sport cars.
Whatever your automotive passion, you can protect your collectible vehicle — and your investment in it. Be sure to talk to a Farmers® agent as you choose the coverage you want for a car that isn’t easily replaced.
How classic car insurance coverage can help:
You Want to Enjoy the Car Show
Your freshly restored muscle car is a favorite at the classic auto show — but does your coverage allow you to leave it unattended while you see the other vintage cars on display?
A “no attendance” clause in your classic car insurance policy can help if your car is damaged while you’re not with it.
You Want to Take Your Car Abroad
You want to participate in a European classic car rally, but your Brass Era touring car is only covered in the United States.
With a collectible auto insurance policy, you can make special coverage arrangements.
You Need Rare Replacement Parts
A standard auto policy may not pay for the cost of replacing your classic car’s rare parts in the event of a loss.
Your classic auto insurance policy can help by specifying original replacement parts.
You Experience a Total Loss
You want to receive your antique car’s current market value if it’s determined to be a total loss in a covered accident.
Guaranteed Value™/Agreed Value can help by giving you the full insured amount for a collector car (less deductible) if it’s a total loss.
Additional optional custom auto coverage to consider
Your Farmers agent can also tell you about optional insurance coverage designed for customers that own custom or collector cars like you:
- Towing and Roadside Assistance: Taking a collectible vehicle out on the road comes with the added risk of a minor breakdown that can leave you stranded. Towing and Roadside Assistance can help with 24/7 service.
- Spare Parts Coverage: Help keep your classic or modified cars running smoothly. With this coverage, you can get up to $750 in spare parts, at no additional cost.
- Full Windshield and Safety Glass Coverage: Got a crack or a chip? This coverage can help by fixing or replacing damaged glass without any deductible.
Get a multi-vehicle discount
Few automotive collectors can stop at just one car — and you can get a multi-vehicle discount when you insure more than one classic, custom or exotic.